Personal Accident Insurance
Understand cover for specified accidental injuries and their financial impact.
Understand your options
Personal accident policies may provide benefits for accidental death or disability, subject to the policy terms. Compare the events covered and the way benefits are calculated.
What to compare
- Accidental death and disability benefits
- Benefit limits and exclusions
- Occupation and activity restrictions
- Required claim documents
Prepare for your quotation
Start with your name and phone number in the quotation form. For a more detailed conversation, it helps to have:
- Age and occupation
- Nature of work and activities
- Existing accident cover
Your questions, answered
Does it replace health insurance?
The products serve different needs. Compare the specified accident benefits with the medical expense coverage in your health policy.
Is every injury covered?
No. The policy defines the covered events, exclusions and evidence required for a claim.
Coverage, eligibility, premium and benefits depend on the insurer and the selected policy. Review the product documents before applying.